Education Business Solutions
Our specialized banking solutions are designed to support the financial needs and operational efficiency of schools, colleges, and universities.
Education Business Solutions
- Customized Financing Options: Secure funding for facility expansions, technology upgrades, and other capital projects essential to enhancing educational environments.
- Cash Management Services: Optimize your institution's cash flow with services such as automated tuition payment processing, payroll management, and efficient accounts payable/receivable solutions.
- Digital Banking Tools: Manage your institution's finances seamlessly with our robust digital banking platform, offering real-time monitoring, fund transfers, and secure transactions.
Institutional Services
We stand out from other banks with a team who understand the day-to-day challenges and are well versed in the field.
- Tuition Management Checking1
- Earn interest with no monthly service charge or per item fee.
- Business Solutions
- Our online digital platform is designed to help you become more efficient and save you money.
- Personal Relationship Banker
- Local banker dedicated to you, to make your financial life easier. No need to come to the bank – we come to YOU!
- We provide the cashless office solutions you need to save time and energy within your administrative office.
- Take advantage of various payment options to assist with the collection of tuition payments and your additional ancillary fees.
Business Checking
Designed for small to mid-size businesses with low balances and low transactions that want a full range of banking services
- Digital Business Banking2
- Mobile Deposit2
- Order Checks
- Bill Pay, Stop Payments3
- Internal and external funds transfer
Business Rewards
Satisfies everyday banking needs for businesses that want to earn debit card rewards
- Qualifying transactions earn points that can be redeemed for gift cards, merchandise, travel and more5
- Solution to everyday banking needs
Business Plus
Ideal for businesses with heavy transaction activity that use their own armored car service
- Armored car can deliver deposits directly to the bank
- No monthly cycle service fee and no monthly minimum balance1
Business Solutions
Wire Transfers
- Move funds fast across the country or around the world7
- Funds generally available immediately with domestic transfers arriving same-day
- Built-in safeguards keep funds safe and secure
- Set up repeating wire transfers to same recipient, or arrange future wires
Positive Pay
- Fraud detection tool accessed through digital banking
- Checks presented for payment match check number, issue date, and dollar amount
- Payee match available
- ACH monitoring to assist in detecting unauthorized debits
Merchant Services
- Accept client payments by credit cards and debit cards4
- Process payments in person, by phone or through the Internet
- Wireless and mobile processing capability
- Next day funding available
- Service and support available 24/7/365
IntraFi
Mobile Banking App
Access your accounts anytime, anywhere with the Gulf Coast Bank & Trust mobile app. Enjoy 24/7 account access to check balances, transfer funds, pay bills, deposit checks, and more, all from the convenience of your mobile device.
Business Debit Card Benefits
- No card issuance fee.6
- Use Mobile Pay or add it your card digital wallet to make payments with your phone
- Withdraw cash at eligible ATMs
- Contactless functionality makes purchases easy, fast, and secure.
- With Instant Issue, quickly get a new debit card or replace a stolen or damaged card at a Gulf Coast Bank Branch.6
Business Credit Card Benefits
- Offers both secured and unsecured credit card options
- You can redeem Reward Points through the uChoose Reward Program3 for:
Cash Back, Gift Cards, Merchandise, and Travel - Pay your bill online, view your statement or check balances by logging into Digital Banking and using SpendTrack
- Download a printable application and bring it to any Gulf Coast Bank branch location
- Click here for disclosures, rates, fees, and other costs
Processing Calendar
With banks closed during certain holidays throughout the year, employers must often process their payroll early in order to pay their teams on time.
To make payroll processing around bank holidays easier, let us help you stay in the know of these important deadlines so your employees get paid on time, making everyone's holidays even better.
