Hospitality Business Solutions

Our banking solutions are crafted to meet the financial needs of hotels, restaurants, and entertainment venues, ensuring smooth operations and exceptional guest experiences.

Hospitality Business Solutions

  • Flexible Financing Options: Access funding for property renovations, equipment purchases, and working capital to maintain seamless operations and guest satisfaction.​

  • Revenue Management Services: Enhance cash flow with services like merchant processing, payroll solutions, and inventory financing, tailored to the hospitality sector's unique demands.​

  • Digital Banking Tools: Utilize our advanced digital banking platform to monitor transactions, manage expenses, and perform secure financial operations in real-time.
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Your next five-star experience starts with better banking—contact us today to learn more about our hospitality business solutions.

Business Checking

Business Checking

Designed for small to mid-size businesses with low balances and low transactions that want a full range of banking services

  • Digital Business Banking2
  • Mobile Deposit2
  • Order Checks
  • Bill Pay, Stop Payments3
  • Internal and external funds transfer
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Business Rewards

Business Rewards

Satisfies everyday banking needs for businesses that want to earn debit card rewards

  • Qualifying transactions earn points that can be redeemed for gift cards, merchandise, travel and more5
  • Solution to everyday banking needs
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Business Plus

Business Plus

Ideal for businesses with heavy transaction activity that use their own armored car service

  • Armored car can deliver deposits directly to the bank
  • No monthly cycle service fee and no monthly minimum balance1
Schedule Appointment
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Business Solutions

No matter the size of your business, our team helps save time and money with a variety of solutions designed to fit your financial needs.
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Wire Transfers

  • Move funds fast across the country or around the world7
  • Funds generally available immediately with domestic transfers arriving same-day
  • Built-in safeguards keep funds safe and secure
  • Set up repeating wire transfers to same recipient, or arrange future wires
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Positive Pay

  • Fraud detection tool accessed through digital banking
  • Checks presented for payment match check number, issue date, and dollar amount
  • Payee match available
  • ACH monitoring to assist in detecting unauthorized debits
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Merchant Services

  • Accept client payments by credit cards and debit cards4
  • Process payments in person, by phone or through the Internet
  • Wireless and mobile processing capability
  • Next day funding available
  • Service and support available 24/7/365
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IntraFi

IntraFi Network Deposits (formerly ICS, or the Insured Cash Sweep® service) is a safe cash management solution that enables access to FDIC insurance beyond $250,000 on large deposits placed into checking accounts (through the demand option) while working directly with our bank.
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Mobile Banking App

Access your accounts anytime, anywhere with the Gulf Coast Bank & Trust mobile app. Enjoy 24/7 account access to check balances, transfer funds, pay bills, deposit checks, and more, all from the convenience of your mobile device.

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Business Debit Card Benefits

  • No card issuance fee.6
  • Use Mobile Pay or add it your card digital wallet to make payments with your phone
  • Withdraw cash at eligible ATMs
  • Contactless functionality makes purchases easy, fast, and secure.
  • With Instant Issue, quickly get a new debit card or replace a stolen or damaged card at a Gulf Coast Bank Branch.6
GCB Business Credit Card

Business Credit Card Benefits

  • Offers both secured and unsecured credit card options
  • You can redeem Reward Points through the uChoose Reward Program3 for:
    Cash Back, Gift Cards, Merchandise, and Travel
  • Pay your bill online, view your statement or check balances by logging into Digital Banking and using SpendTrack
  • Download a printable application and bring it to any Gulf Coast Bank branch location
  • Click here for disclosures, rates, fees, and other costs
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Processing Calendar

With banks closed during certain holidays throughout the year, employers must often process their payroll early in order to pay their teams on time.

To make payroll processing around bank holidays easier, let us help you stay in the know of these important deadlines so your employees get paid on time, making everyone's holidays even better.

Processing Calendar

1Digital Business Banking, Digital Corporate Banking, and Mobile Deposit: Gulf Coast Bank does not charge a fee for using Digital Business Banking, Digital Corporate Banking, or Mobile Deposit. Mobile Deposit available through the Gulf Coast Bank Digital App. Message and data charges from your provider may apply.

2Business Checking: Bill Pay and Stop Payment available within Digital Business Banking.

3Business Rewards Checking: See Rewards Checking Truth in Savings Disclosure for qualifying transactions

4Merchant Services: Merchant Services are: (i) provided by separate legal entities (“entity, entities”) which Gulf Coast Bank & Trust Company does not own or control; and (ii) subject to credit approval and to terms, conditions and fees established by each entity. Gulf Coast Bank & Trust Company makes no representations or warranties regarding Fiserv's services and does not accept any responsibility for those services or for any other acts or omissions of the entities.

6$5.00 fee applies for replacement debit cards. Mastercard and the Mastercard Interlocking Circles Design is a registered trademark of Mastercard International Incorporated.

7Wire Transfers: Fees apply for wire transfer services. See Notice of Disclosure for Services and Fees for details.

Apple, the Apple logo is a trademark of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

Google Play and the Google Play logo are trademarks of Google Inc.