Insights

Interest Rates/Inflation are Up | Gulf Coast Bank & Trust

Admin — Tue, 01 Sep 2026 17:26:30 GMT

The Federal Reserve said that they will increase interest rates at least three times this year, and possibly more, beginning in March. This will ripple through the economy causing mortgage rates and loan rates to increase. Consumer savings rates will also increase but will lag the Federal Reserve rate increases.

NOLA Largest Local Bank's Earnings | Gulf Coast Bank & Trust

Admin — Tue, 01 Sep 2026 17:26:29 GMT

NEW ORLEANS (April 20, 2022) – Today at Gulf Coast Bank & Trust Company’s monthly board meeting, President and CEO, Guy T. Williams, announced record earnings for the first quarter.

New 2022 Loan Limit Increases Make It Easier to Buy Larger Homes

Admin — Tue, 01 Sep 2026 17:26:29 GMT

New federal guidelines are making it easier than ever to get larger home loans in 2022.

You Served Us, We’d Love to Serve You with Your VA Loan

Admin — Tue, 01 Sep 2026 17:26:28 GMT

In 2020, the U.S. Department of Veterans Affairs (VA) loan program had a record year, guaranteeing more than 1.2 million home loans for active duty military, veterans, and eligible surviving spouses.

Giving Matters | Gulf Coast Bank & Trust

Admin — Tue, 01 Sep 2026 17:26:27 GMT

After the Thanksgiving turkey has been put away, you have shopped all the Black Friday, Small Business Saturday, and Cyber Monday deals, you will find a different kind of holiday opportunity known as #GivingTuesday, created in 2012 as a simple idea: a day that encourages people to do good. This Giving Tuesday, you may be reflecting on ways to make a difference, support causes close to your heart, or simply spread kindness in your community.

Let's Talk: Which Way to Pay? | Gulf Coast Bank & Trust

Admin — Tue, 01 Sep 2026 17:26:26 GMT

We’ve all had the experience of getting to the check-out counter, taking out our debit or credit card, and being unsure of how the card reader wants us to pay. What’s the difference between swiping a card, inserting the chip, and paying with your phone? Which option is the most secure?

5 tips for buying homeowners insurance in Louisiana

Admin — Tue, 01 Sep 2026 17:26:25 GMT

For many in Louisiana, your home is one of the biggest financial investments you’ll ever make. Protecting it is nearly as important as the investment itself.

The Importance of Rate Locks in a Changing Real Estate Market

Admin — Tue, 01 Sep 2026 17:26:25 GMT

Rate locks were not a significant concern for borrowers due to falling rates over the past few years. Rates were at or near historic lows, and many borrowers waited to see just how low rates might go while they were in the market.

Acquires Minnesota-Based KLC Financial | Gulf Coast Bank & Trust

Admin — Tue, 01 Sep 2026 17:26:24 GMT

NEW ORLEANS, LA – August 29, 2022 – Gulf Coast Bank & Trust Company today announced it has acquired the assets of KLC Financial, Inc and KLC Capital Partners, LLC (together “KLC”) and is continuing KLC’s success as KLC Financial, LLC, a subsidiary of Gulf Coast Bank. Founded in 1987 and located in Minnetonka, Minnesota, KLC provides specialized lease solutions for vendors and commercial businesses nationally to help businesses finance and access mission critical equipment they need to grow their businesses.

Online Account Opening Appointments | Gulf Coast Bank & Trust

Admin — Tue, 01 Sep 2026 17:26:23 GMT